Terms & Conditions
Terms & Conditions for FutureProofing Companies
GENERAL TERMS & CONDITIONS
- • BoB: Best of Breed BV, specialising in learning & development services, including training and consulting.
• F4L: F4L-NL BV, offering nancial lead generation services and business development consultancy.
• Client: Any individual or entity entering into an agreement with BoB or F4L.
• Agreement: Any contractual relationship between BoB/F4L and a Client, including enrolments, purchases, and service contracts.
• Third-Party Provider: In the broadest sense, any external educator, trainer, financial institution, supplier, business partner, distribution partner, or service provider with whom BoB or F4L partners.">
- 2.1. These Terms & Conditions apply to services provided by BoB and F4L, and shall apply to all agreements unless explicitly agreed otherwise in writing. Any terms proposed by the Client that contradict or deviate from these Terms & Conditions are hereby explicitly rejected and shall not be binding unless confirmed in writing by BoB or F4L. Any conicting terms presented by the Client are hereby expressly rejected, both operating under the umbrella brand of FutureProong Companies and trading under the brand names Finance4Learning, Access2Europe, NewLanguage Training, and other affliated brands. 2.2. BoB (hereinafter referred to as 'BoB') specialises in learning & development services, including training and consulting.
2.3. F4L (hereinafter referred to as 'F4L') primarily offers financial intermediary services, connecting students with nancial institutions for education financing, while also offering hands-on business development consultancy for educators.
2.4. The services both BoB and F4L offer include business development, marketing, sales activities, mergers & acquisitions consulting, and restructuring activities. The contracting entity depends on the nature of the service purchased and will be specied in the contract, invoice, or formal agreement.
Section A: Learning & Development (BoB)
3.2. Training services are provided under specied course descriptions, learning objectives, and methodologies as detailed in individual agreements.
3.3. We may act as a distributor, agent, or representative for third-party educators and providers of learning materials and such. Any products and services delivered by third parties are subject to their respective terms. For the avoidance of doubt, trainers and consultants contracted by BoB are not considered third parties. Any courses delivered by third parties are subject to their respective terms.
4.2. Cancellation and rescheduling policies apply, with fees based on notice periods. If a Client cancels an assignment before the agreed completion date, they will be liable for the full contract value unless otherwise agreed in writing. In case of cancellation due to unforeseen circumstances, a percentage refund may be granted, subject to administrative deductions.
4.3. Discounts and promotional offers, if any, are subject to availability and specic terms.
4.4. Late payments are subject to penalties as outlined in Clause 10.3 of this document.
Section B: Financial Services (F4L)
6.2. We do not provide loans ourselves but facilitate access to third-party lenders. The final terms of financing are determined by the financial institution.
6.3. Any agreement between a student and a financial institution is governed by the lender’s terms. F4L assumes no responsibility for lending nor borrowing decisions.
7.2. Late payments to F4L will incur penalties as outlined in Clause 10.3 of this document.
8.2. As F4L is no party in disputes between students and lending institutions, any disputes related to financial agreements should be addressed directly with the lending institution.
Section C: Business Development & Consulting Services (Both Entities)
• Business development strategies and implementation
• Marketing and sales execution
• Mergers & acquisitions advisory
• Restructuring and corporate strategy consulting
9.2. The entity responsible for each service depends on the nature of the agreement and will be stated in the contract.
9.3. Consulting services are tailored to each Client and dened in individual agreements.
Section D: General Provisions (Applicable to All Services)
10.2. BoB and F4L are not responsible for errors in third-party content, external service providers, or inaccuracies in educational materials provided by third parties. The Client agrees that BoB and F4L are not liable for any deciencies caused by external sources.
10.3. Late Payment, Default, and Collection Fees: If payment is not received by the due date, the Client shall receive a formal payment reminder granting a 15-day period to settle the outstanding amount. If payment remains overdue beyond this period, the Client shall be considered in default
('in verzuim') without the need for further notice of default ('ingebrekestelling'). From that moment, statutory interest shall be charged on the outstanding amount at a rate of 1.5% per month, plus all collection costs incurred by BoB or F4L, which shall be borne by the Client. These include extra-judicial collection fees, administrative costs, and any legal expenses associated with debt recovery. These costs shall amount to at least 10% of the amount due, subject to a minimum of €450, including any collection costs incurred, such as legal fees and administrative expenses. If the overdue amount remains unpaid, BoB or F4L reserves the right to transfer the claim to a debt collection agency, suspend services, terminate the agreement, and initiate legal recovery proceedings without further notice.
11.1. The Client shall not, during the term of the agreement and for a period of 12 months following its termination, employ, engage, or contract directly or indirectly with any personnel, (sub)contractors, freelancers, suppliers, or entities BoB and F4L act as agents, distributors, or partners for, without prior written consent.
11.2. In the event of a breach of clause 10.1, where the Client directly or indirectly hires, engages, or contracts any personnel, (sub)contractors, freelancers, suppliers, or entities that BoB or F4L act as agents, distributors, or partners for, the Client shall be liable to pay BoB or F4L compensation
equal to a minimum of €250,000 immediately. This is in addition to any actual damages suffered, including all direct and indirect (im)material damages, and without prejudice to BoB’s or F4L’s right to claim further compensation if losses exceed this amount. Additionally, the Client shall compensate for all lost revenue and commissions for a period of 12 months, calculated based on the historical revenue generated through BoB or F4L or the expected revenue as outlined in contractual agreements, whichever is higher.
12.1. Both BoB and F4L endeavour to comply with the General Data Protection Regulation (GDPR) and other relevant privacy laws.
12.2. We aim to process client information securely, as outlined in the company’s Privacy Policy.
13.1. These Terms & Conditions are governed by Dutch law.
13.2. Disputes will first be resolved amicably. If unresolved, disputes will be handled by the competent court in the Netherlands.
14.1. These Terms & Conditions may be updated periodically. The latest version will always be
published on our official website.